Understanding why only a fraction of Asset Finance sales were digital — and implementing solutions

Due to confidentiality, images and data are limited to what could be made available publicly

Introduction

As part of Lloyds Banking Group’s digital transformation initiative, the Commercial Lending division sought to increase adoption of its online Asset Finance journey. Despite substantial investment in digital infrastructure, only a small percentage (in the single digits) came through the digital channel, compared with the traditional telephony and field channels.

I led the research project aimed at uncovering the reasons behind this low adoption … Read more →

Outcomes over output – book comment

I was given a copy of Outcomes Over Outputs by Joshua Seiden. It’s a very short book with a super clear message: we need to focus on outcomes rather than just designing and delivering outputs like features, code, or other deliverables.

Seiden defines an outcome as “a change in human behaviour that drives business results.” That definition is at the heart of the book’s message: it’s not enough to build things — we have to make sure what we build … Read more →

Think like a UX researcher – book comment

A few months ago I got my hands on a copy of the book Think like a UX Researcher, written by David Travis and Philip Hodgson. The title may suggest that the book is for someone outside the user experience (UX) field who wants to start to think like a UX researcher. It indeed gives inspirations into the mindset needed to become a UX researcher, and is therefore useful for professionals in diverse related professions. However, the practical information, … Read more →

Qualitative data analysis: NVivo vs Dovetail

It was the summer of 2010, during the first year of my PhD, when I was being examined by the dean of the Design School in her office, in order to progress to the second year. I was one of the newest students, trying to explain my research to the most senior academic in the department. I presented my preliminary research, including a pilot study performed to understand user behaviours and energy use. I had performed a user study with … Read more →

User observation

This piece was originally produced as part of my contribution to the Contemporary Issues in Ergonomics and Human Factors, a teaching module for the master's program at the School of Psychology, University of Derby. It was produced alongside a podcast to foster discussions with students during workshops and lectures

A few years ago I was hired as the user experience researcher to work for the CLoSeR project, which proposed a new technology for the rail industry in the UK. … Read more →

Driving style – How should an automated vehicle behave?

This piece was originally produced as part of my contribution to the Contemporary Issues in Ergonomics and Human Factors, a teaching module for the master's program at the School of Psychology, University of Derby. It was produced alongside a podcast to foster discussions with students during workshops and lectures

The driving style of automated vehicles is becoming an important factor for the automotive industry. It involves aspects such as the rate of acceleration and braking, the trajectory on bends, … Read more →

Advanced UX interview techniques

One of the oldest and most frequently used methods to understand users, their needs, attitudes and behaviours is the interview. After you developed a questionnaire, you can use it verbatim and you will get consistent and structured answers. You can also use a semi-structured questionnaire, where you have the basic questions, but have the freedom to explore each previous answer with new questions that you create at the spot. You may have some negative consequences such as more time to … Read more →